

|
www.CharlestonBuilders.com|
www.CarolinaParkMagazine.comAnd since Stan and Suzanne were ready to say goodbye to
the cumbersome electric bills typical of their former resi-
dence, the Amerisips’ premise of Free Energy Living proved
especially appealing.
“Free Energy Living is our whole system for how we work
with a client to reduce their electric bill. The theoretical zero
energy is where you can build a house that reduces the cost of
energy and gets rid of waste and air coming into the build-
ing,” Bostic explained.
“There’s a government sponsored rating called a HERS
rating that runs from 0 to 150, and we’re building almost to
a zero,” he revealed. “Standard stick builders of a tract home
build at 100.”
Not only do Amerisips homes exceed all U.S. standards
for quality building as recognized by Leadership in Energy
and Environmental Design certification – in fact, most
Amerisips homes are LEED Platinum certified – but the
company also has been certified by the Department of Energy
for participation in an innovative new program. Zero Energy
Ready Home represents “a whole new level of home perfor-
The Gorlitskys chose to build their new home in Sewee Preserve, located
north of Mount Pleasant.
Save
money
on your
mortgage.
Really.
Buying a new home
or looking to refinance your
current mortgage?
South Carolina Federal Credit Union’s
5/1 Adjustable Rate Mortgage (ARM) is a
financing option that may save you money
over a traditional fixed-rate mortgage.
It is truly Life Simplified
SM
.
Rates
as low as
2.875%
2.521%
APR
*
0 Points!
After 5 years, the principal and interest payment for this
loan will be $1,535.21.
For more information, visit
scfederal.org/mortgage843-797-8300
(Charleston)
800-845-0432
(Nationwide)
Limited time offer. Subject to credit review and approval. The payment
scenario above includes principal and interest. It does not include taxes
or insurance, so your actual payment will be higher.
*
Interest rate is current as of 7/1/2014. The rate is a variable rate and
is subject to change. Your actual rate will depend on credit worthiness
and collateral value.
**
The interest rate of 4.875% is for savings
illustration purposes only of a traditional fixed-rate mortgage and is
not a reflection of the current rate offered by South Carolina
Federal Credit Union.
Federally insured by NCUA
Current
Rate
4.875%
**
Principal
and Interest
Payment
New
Rate
2.875%
*
Principal
and Interest
Payment
$1,587.62 $1,244.68
Mortgage
Amount
$300,000
Monthly
Savings
$342.95
5-Year
Savings
$20,576.84